Budget Foundations Program ($149)

What You Get

  • Free three-month subscription to YNAB for new subscribers. Current YNAB subscribers get a free 2-month extension.

  • Complete access to the learning modules. This includes budget lessons, videos with step-by-step tutorials, and downloads.

  • One hour of 1:1 coaching. Additional 1:1 sessions are available for purchase at $50 each.

  • 90 days of unlimited asynchronous support from your budget coach via messaging. This includes accountability check-ins, assistance with setting goals, and guidance with creating your budget.

  • Because of the digital nature of this program, all sales are final.

Course curriculum

Enroll at any time

    1. Want to know more before you sign up?

      FREE PREVIEW

    2. Introduction and What to Expect

      FREE PREVIEW

    3. By continuing with the course, you are agreeing to the terms in the attached Client-Coach Agreement.

    4. Why Do I Need a Budget?

    5. The Four Budgeting Rules

    6. Links You’ll Need

    1. SMART Goal Setting for Your Budget

    2. SMART and SMARTER Goals in Action

    3. From Annual Goals to Daily Actions

    4. Budget Habits and Routines

    1. Section Objectives

    2. SMART Goal Worksheet

    3. Budget Workbook

    4. Budget Affirmation

    5. Give Every Dollar a Job

    6. Crash Course - Setting up a budget on YNAB

    7. Setting up a budget with the app

    8. Roll With the Punches

    9. Roll with the Punches in the App

    10. Age Your Money

    11. Know Your True Expenses

    12. Using Pre-Made Templates (new October 2024)

    1. Section Objectives

    2. Identifying and categorizing common professional expenses in the healthcare field.

    3. Creating dedicated categories for hobbies

    4. Strategies for managing variable income

    5. Hands-on: Building a budget specifically for Healthcare career expenses

    6. Creating Targets and Scheduled Transactions

    1. Understanding student loan options and repayment plans for SLPs.

    2. Managing Debt

    3. Debt Management Resources (links)

    4. Integrating loan payments into YNAB and setting repayment goals.

    5. Using Undebt.It to create a debt paydown plan

    1. Get Started (External Links)

About this course

  • $149.00
  • 35 lessons
  • This course is designed to help healthcare workers to better manage their money so they have the resources to spend on the things that matter to them.

FAQ

  • Can I really learn how to budget from a speech-language pathologist?

    Yes! I have received specialized training in the budgeting method I teach. I also have extensive experience with helping people reach their goals from my experience in healthcare, mentoring, and goal attainment coaching. BONUS: I am very familiar with the wages and expenses related to working in the healthcare field. I’ve learned how to ensure being able to pay for association dues, certification fees, continuing education, etc. on a healthcare worker’s salary.

  • Why is the cost so low?

    Many of the people who need me the most have a limited amount of discretionary funds to pay for coaching. It shouldn’t cost a fortune to learn the basics of managing your spending and debt.

  • What if I don’t want to subscribe to YNAB?

    YNAB is a method based on four money management rules. While the app and website make it very convenient to follow the rules, you can use any tracking system you’d like. I just ask that you use the method. If you work with me as your coach, you will get a free 3-month subscription if you are new to YNAB or a free 2-month extension if you are a current subscriber.

  • What channels do you use for the asynchronous support?

    Participants can reach me through email, Voxer, Instagram, or Facebook messenger.

  • How many 1:1 coaching calls do I get?

    Participants in Budget Foundations receive one included call. Budget Blueprint participants receive three included calls. Budget Mastery participants receive 5 included calls.

  • What if I need more 1:1 calls?

    Additional calls can be scheduled for the introductory price of $50 each.

  • Do you offer free discovery calls?

    Yes. If you want additional information to see if we are a good fit to work together, reach out to [email protected] for a link to schedule a brief discovery call.

The Four Rules of YNAB

YNAB= You Need a Budget, the method that I teach

  • Rule 1: Give every dollar a job

    Gain control over your spending by giving every dollar and job and spending only the money you have on hand.

  • Rule 2: Embrace your true expenses

    Annual expenses such as association dues, CEU courses, and license fees won’t throw you off as much if you plan for them throughout the year.

  • Rule 3: Roll with the punches

    A rigid, inflexible budget is no fun. Nor is it sustainable. Having flexibility in your budget allows for changes in priorities

  • Rule 4: Age your money

    The longer you can hold onto your money before spending it, the better. It’s the key to breaking the paycheck-to-paycheck cycle.

Testimonials

“Completing this course has helped me understand what I need to do for budgeting in the future to help establish "healthy" financing/budgeting and saving so I may have more in the future. -Alex”

Alex

“ I feel more aware of my spending and how I can put extra money towards debt. Seeing the numbers really helps. Thank you!”

Moriah

“Valeria is so helpful and kind, the 1:1 calls are long and thorough. She really cares!”

Instructor(s)

Valeria Gary

Speech-Language Pathologist and Goal Attainment Coach

I am a practicing medical Speech-Language Pathologist with a particular interest in Parkinson's Disease. During my 30+ years as an SLP, I have developed many skills related to helping people reach their goals. I have recently begun combining my love of budgeting and time management with the training skills I've developed as an SLP. Being a Full Focus Certified Pro means I have completed the training and continued education to train others in the Full Focus method. I am also a certified YNAB (You Need a Budget) coach. Additional certifications include: - Precision Nutrition Level 1 Nutrition Coach - Precision Nutrition Sleep, Stress Management, and Recovery Coach - ACE Certified Personal Trainer - ACE Certified Health Coach I enjoy competitive powerlifting, reading, and traveling in my spare time.

Enroll today for better money management.

Disclaimer: I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.

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